A book about money that's written with YOU in mind !

Based on building the understanding of the reader, the aim of this book is not to tell the reader what to do, simply to explain in everyday English what the reader should know in order to make well informed decisions about their money.

(The book is accompanied by several powerful spreadsheets that assist the reader in creating a working budget, and in modeling the effects of budgetary decisions, investments and loans over time.)

At every stage, you're in charge; only you decide what will work for you.

By following the examples and doing the exercises, you'll learn the essential skills for sound financial decision making.

As you take control of your personal finances, you will quickly and easily:

  Set and achieve your own financial goals

  Included are real examples and tried and tested tips to help you to achieve your goals

  This is not a lengthy read, just under 100 pages of easy to follow, directly applicable practical knowledge

  The book will take you step by step through the whole process

Build a budget to suit your lifestyle   Build up an accurate financial picture, regardless of who you are. The book is designed to help singles, couples and families alike; and whilst the skills and knowledge contained within will be of most benefit to those just starting to make their own financial decisions, any one can benefit   Know where your money comes from, where it goes and where it should be going to meet your needs   Understand your spending habits   How they affect your overall financial picture and whether they are giving you the best outcome for you

Manage your mortgage   Learn how interest rates work, and different strategies for paying your mortgage off sooner   Model different options to get the best overall outcome for you   Deal with your debts   Look at different methods to reduce and pay off your debts, find the method that works best for you   Learn how to choose whether borrowing money is in your best interests by understanding the real costs and benefits of your decision

  Simplify your banking

  Understand the pros and cons of different types of accounts

  Effective tips on how to best use the different types of accounts available to simplify your banking

  Be introduced to wealth building and investment

  Learn how investing works and the principles involved in making investment decisions

Please take a minute to leave some feedback if you have downloaded and read the book. Your comments could appear here in a testimonials section.

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